Mr. Smith was appointed CEO and President of Trycera Financial Inc. on February 6, 2009.  Prior to joining Trycera Financial, Inc., Mr. Smith spent several years developing technologies and platforms in order to facilitate consumer credit profile reporting.  Mr. Smith focused on a wide array of credit profiles, but specifically gravitated to thin or limited credit profile reporting.  During his tenures across a broad spectrum of companies, Mr. Smith raised millions of investment dollars for the purpose of funding working capital and research and development to complete proprietary software development in the reporting and credit services space along with acquiring strategic business relationships. 

In addition, prior to his involvement in the credit reporting and technology space, Mr. Smith owned and operated a diversified financial services call-center which was responsible for processing credit card applications for a variety of banks specializing in turn down consumer conversions.  The call-center generated up to $250 million in open to buy available credit and employed over sixty people.  As a leader in the alternative credit reporting markets and due in large part to his vast understanding of both the credit and reporting systems, Mr. Smith has emerged as a leader in the space.  Mr. Smith received a Bachelor of Science degree in Math and Music from Dickinson State University located in Dickinson, ND.